District negotiators headed by Superintendent Art Rainwater had sought to free up money for starting teachers' salaries by persuading the union to drop Wisconsin Physicians Service, a health-care provider that offers open access to medical treatment with no need for referrals.
The district wanted MTI members to choose from among three health-maintenance organizations that limit coverage to specific providers in return for lower costs.
But the union kept the current mix -- WPS plus one HMO, Group Health Cooperative -- after members in a survey indicated support for maintaining those options.
Matthews is a paid member of the Wisconsin Physicians Service board of directors -- an arrangement he defends as a means of advocating for members and the district. Critics contend it represents a conflict of interest.
"Our plan is cheaper than almost any in town," said Matthews, referring to a union comparison of Wisconsin Physicians Service coverage, used by half of the members, to coverage offered to employees of state and local governments.
"The teachers were willing to pay more, they were willing to move money from wages to health insurance, in order to preserve those kinds of rights."
Among the new costs facing teachers: A $75 co-pay for emergency room visits and a $10 co-pay for office visits.
Premiums for WPS, which is favored by many members with a serious illness in the family, will cost 10.4 percent more beginning July 1. But the premiums will decrease slightly beginning Jan. 1 as the co-pays take effect. For example, the WPS family premium will cost the district $1,711 per month while the employee's share will be $190, falling to $187 on Jan. 1.
The GHC premium will increase by 5.7 percent -- to $974 monthly for family coverage, paid entirely by the district -- beginning July 1. That amount will decrease to $955 on Jan. 1.