When Chynna Haas was about 10 years old, her father asked if she had hopes of one day going to college.
"Yes," she answered.
"OK, then start saving," her dad told her.
Haas took that advice to heart and now is a junior at the University of Wisconsin-Madison. But making ends meet while coming from a family of modest means has not been easy.
"I'm kind of in this bubble where I don't qualify for a lot of money, but I don't have a lot of money -- so I'm basically on my own," said Haas.
To pay for school, Haas works 35 hours per week during the school year and about 60 a week over the summer. Even so, she figures she'll be about $23,000 in debt when she graduates next May.
It is these financial struggles -- as well as an awareness of what money can buy in terms of access to power and opportunities -- that prompted her in the fall of 2007 to found a student organization that gives a voice to working-class students at UW-Madison.