John Wasik:

It was only a matter of time. The debt demons have discovered people burdened with student debt and have started preying upon them.
 
 By “demons,” I’m referring to the rapacious scoundrels going under the guise of “debt settlement” companies who pounce on people deeply in debt and promise to get them out of it.
 
 After relieving their victims of several hundred — or thousands — of dollars, the debt demons move on, having provided no useful service at all. Lately they’ve headed into student loan debt from their traditional territory of credit and mortgage debt.