Susan Cohen:

Finnegan’s blood glucose monitor arrived last month, and it should make a big difference in his life. The eight-year-old has diabetes, and now, instead of having his finger pricked eight times a day, his parents will be able to track his blood sugar levels painlessly.

Finnegan’s mother, Kayleigh Cassella, and stepfather, Arran Phipps, are both Ph.D candidates in UC Berkeley’s physics department, and like thousands of others, they’re enrolled in the school’s Student Health Insurance Plan (SHIP). Their kids are on it, too; the comprehensive policy helps offset the costs of Finnegan’s new monitor. “I can’t imagine not having [the monitor],” Phipps said. “Just the supplies for that would be $150 a month, and with the insurance I only have to pay $50 a month. I literally would not be able to afford this without the SHIP dependent insurance.”